For accounting & bookkeeping firms
Late invoices are your clients' working capital, sitting idle in your ledger — and the chasing lands on your desk. Settl runs the entire reminder ladder for you: one calm, perfectly-timed email per customer, at 7, 35, 50, 65, 80 and 95 days past due, until the money lands. White-labelled under your own firm's brand.
A firm's reputation is built on clean books and predictable cash flow — but unpaid invoices quietly undermine both. Someone has to send the reminder, escalate the tone, and keep the numbers current. Usually, that someone is you.
Copy-paste templates are fine for a handful of invoices. They fall apart across dozens of client ledgers, where timing — not wording — is the hard part.
Money your clients are owed is money they can't use. Rising DSO and unpaid balances are the first thing a client notices, and the first thing they blame the firm for.
A client with five overdue invoices shouldn't get five emails. Firms need one combined reminder per customer, at a single stage, listing everything overdue.
Settl is an automated accounts-receivable chasing engine, built for firms of 2–20 people. It reads your open invoices every morning, decides the right stage for each customer, and sends exactly one email — no more, no less.
Connect Xero directly, or upload a CSV from QuickBooks, NetSuite or anything else. Settl syncs open invoices before the daily run; payments and partial payments update automatically.
All of a customer's open invoices in a single reminder — overdue first, current below, total outstanding at the bottom. No email-storms, ever.
A six-rung ladder from pre-due heads-up to final notice, each with an editable template. You keep the voice; Settl keeps the discipline.
Reminders go out from your Gmail, Outlook or business address, with the invoice PDFs attached — so replies land in your inbox and your domain's reputation stays yours.
Settl deploys as a white-labelled instance per firm. Your logo, your subdomain, your sender address, your data. That means you can use it on your own receivables — or offer it to clients as a service under your brand, turning an internal time-sink into a line of your practice.
Connect Xero directly — or upload a CSV from QuickBooks, NetSuite or whatever you use. Even spreadsheets work.
Every reminder lands in the outbox for review. Send it yourself, or let it auto-send from your own email address.
Payments sync in, chasing stops for that invoice automatically, and your afternoons come back.
No. Settl sits on top of it. It reads open invoices from Xero directly — or from a CSV upload out of QuickBooks, NetSuite or anything else — runs the reminder ladder, and writes payments back as they land. The ledger of record stays yours.
Yes. Settl deploys as a white-labelled instance per firm — your logo, your subdomain, your sender address. You can run it on your own receivables, or offer it to clients as a service under your brand.
On infrastructure you control, in your own instance. Data is not shared between firms, and reminders send from your own mailbox so replies and reputations stay with you.
Settl chases whatever accounts receivable you point it at — the firm's own invoices or the client ledgers you manage. Each client can carry its own brand, sender and tone.
Typically under a working day. You connect the ledger or upload a CSV, approve your first drafts in the outbox, and the ladder runs itself from your own email address from then on.
Tell us your accounting system and we'll set up a live instance with your own open invoices — usually within one working day. Want to size the problem first? Run the free AR cash-lockup calculator, or copy the overdue-invoice reminder templates.
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