Xero integration
Xero knows exactly who owes you money. Settl does something about it. Connect Xero once and Settl reads your open invoices every morning, then sends one calm, perfectly-timed reminder per customer — at 7, 35, 50, 65, 80 and 95 days past due — until the money lands. No chase list to maintain. No CSV to export.
An aging report is a diagnosis, not a cure. Inside Xero you can see every invoice slipping past its due date — but turning that list into disciplined, well-timed follow-ups is still manual work that lands on a person's desk.
Payments and partial payments land, invoices get part-settled, and the list you built an hour ago is already wrong. You end up chasing money that has already arrived — or missing what hasn't.
A customer with five overdue invoices in Xero shouldn't get five separate emails. That reads as automated nagging and gets ignored.
Friendly at day 7 is easy. Firm at day 50 and a final notice at day 95 is uncomfortable — so in practice, most late invoices never escalate at all.
Settl sits on top of Xero as an automated reminder ladder. The ledger of record stays Xero; Settl just handles the discipline of the follow-ups.
Settl connects to Xero directly and reads your open invoices each morning before the run. No export, no spreadsheet upkeep.
Each day it decides one thing per customer: what stage are they at? Then it sends a single email at that tone and day — friendly, firm, urgent or final.
As payments and partial payments land in Xero, Settl updates and chasing stops for that invoice on its own. Every reminder lists only what is still genuinely outstanding.
Approve your first drafts in the outbox, then let reminders auto-send from your own mailbox. Every template is editable, so the voice stays yours.
One email per customer — never more. All of that customer's open invoices in a single message, overdue first and current below, with the total outstanding at the bottom. Each invoice is attached as a clean PDF, so there is no "which invoice do you mean?" back-and-forth.
Settl is not a shared multi-tenant SaaS that pools your ledger with everyone else's. It deploys per customer as your own instance — your data, your subdomain, your backup — so a firm can run it under its own brand rather than handing client data to a third party. Reminders send from your own Gmail, Outlook or business address, so replies land in your inbox and your domain's sending reputation stays yours.
Yes. Settl connects to Xero directly — no CSV export. It reads your open invoices each morning before the 8:00 run and updates automatically as payments and partial payments land, so the reminders always chase what is genuinely still outstanding.
Yes. Reminders send from your own Gmail, Outlook or business mailbox, so replies land in your inbox and your own domain's sending reputation stays yours — not a third party's.
On infrastructure you control, in your own instance. Settl deploys per customer, so your Xero data is not pooled with other firms' and not exposed through a shared multi-tenant database.
Every template is editable — wording, tone and timing. You keep the voice; Settl keeps the discipline of sending the right one on the right day.
Xero connects directly. If some receivables live elsewhere, anything that can export a CSV — including spreadsheets — can be chased by Settl too, alongside the Xero-synced ones.
Connect Xero and we'll set up a live instance with your own open invoices — usually within one working day. Want to size the problem first? Run the free AR cash-lockup calculator, or copy the overdue-invoice reminder templates.
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